Your next machine. Finance through Alto.

Explore finance for new and used XCMG construction equipment through Group & General Finance, Alto Group’s in-house finance business.

Alto Construction Equipment brings your machinery purchase and finance enquiry together. From our Mount Kuring-Gai dealership, speak to us about the equipment you need, your budget and the finance options available for your business.

Enquire About Finance Call 02 4337 4333

Finance is available to approved applicants. Credit criteria, fees, terms and conditions apply.

Group & General — Alto’s in-house finance business

Group & General Finance is a non-bank lender within the Alto group of companies, providing asset finance for commercial vehicles and equipment.

Its team considers the individual circumstances of each application, taking account of the business and the asset being financed. For Alto Construction Equipment customers, this provides access to an in-house finance business alongside your machinery sales team.

Whether you are purchasing your first machine, replacing existing equipment or expanding your fleet, start with a conversation about what your business needs.

Finance for excavators, loaders and construction equipment

Discuss finance for eligible new and used XCMG mini excavators, larger excavators, wheel loaders, compact track loaders, skid steer loaders, rollers, graders and articulated dump trucks.

From a compact machine for trade and landscaping work to equipment for civil construction and earthmoving, our team can help you explore your purchase and finance requirements together.

Consider the repayments alongside the machine

Your equipment purchase needs to work for your business beyond the initial price.

Discuss your intended deposit, preferred finance term and repayment budget with our team. We can help you explore the available options and understand the proposed repayments, interest and fees, including any final payment where applicable.

This gives you the information to consider the finance commitment alongside your other business costs before proceeding.

How to get started

Tell us about your equipment needs.

Let us know which machine you are considering, whether it is new or used, and your expected purchase timeframe.

Discuss your finance requirements.

We will connect you with the finance team to discuss your business, budget and the information needed to assess an application.

Review the proposed terms.

Where finance is approved, review the offer and documentation before proceeding. Our team will coordinate the equipment purchase with the finance process.

Equipment finance questions

Can I enquire about finance before choosing a machine?

Yes. Tell us about the type of work you do and the equipment you are considering. We can discuss your machinery requirements and introduce you to the finance team.

Can I finance a used machine?

Finance enquiries are welcome for eligible used equipment. Availability and terms depend on the machine and the assessment of your application.

Will I need a deposit?

Deposit requirements depend on the equipment, finance structure and application. The finance team will explain the requirements for your proposed purchase.

Can attachments or a trailer be included?

Tell us about the complete package you need, including attachments or an excavator trailer. The team can check whether these items can be included in the proposed finance.

Discuss finance for your next XCMG machine

Speak to Alto Construction Equipment about your next machinery purchase and finance through Group & General.

Call 02 4337 4333

26 Beaumont Road, Mount Kuring-Gai NSW 2080

Enquire About Finance

Finance Enquiry

Group & General Finance Pty Ltd — Australian Credit Licence 387822. Finance is subject to approval. Credit criteria, fees, terms and conditions apply.